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🎁 Things To Know Before You Buy A Car Sooner or later most people buy a new car. It doesn't matter if it's your third new car or your first, it almost always happens sometime. There is an art to buying a new car and if you know it, you're better prepared when that day arrives. Every car buyer knows that there are tricks to getting a car at a reasonable price. Dealerships and private sellers rarely mark the car at it's actual worth. Instead, they mark the price up a little so that they make a good profit for themselves. Another reason is that this lets them give their salespeople better commissions, and this makes them work harder to sell the car to you.   Whatever the reason, almost all dealerships can be talked down on their initial prices, if you know how to haggle properly. When you buy a car, keep this in mind all the time. The savvy buyer will know that they can talk...

🎁 The worth of a business credit card Among the so many varieties of credit cards, one of the most underestimated is the value of a business credit card. Many people do not choose to apply for a business  credit card  because aside from having a definite target market— the business owners or business executives—it seems to be complicated to use. Although a business  credit card  has more requirements and has higher interests compared to other types of credit cards there is, contrary to the common conception, t can be very helpful if used properly. What is a business credit card? Basically, business credit card is for the business people’s consumption. Compared to the regular credit card, a business credit card has a high limit plus low interest rates. Depending on the manner of choosing, a business credit card may also bring a lot of automatic benef...

🎁 The What, Where And How Of Buying A Coffee Grinder Grinding coffee beans in the correct manner is an essential part of creating a good-quality cup of coffee, so buying a coffee grinder is one of the better investments you can make in your business. But there are several important points to consider when making your purchase, and you should think about each point carefully before spending your money. What type of coffee grinder do you need? For example, some grinders operate manually by turning a handle, however if you expect to be producing a lot of coffee, you might want to buy an automatic one. They tend to be more expensive but will save you a lot of time and effort if you expect to be grinding a lot of coffee beans. Also, bear in mind that coffee beans should ideally be ground no more than 2 minutes before brewing in order to avoid staling, which drastically impairs the flavour of the coff...

🎁 The Perfect Freelance Writer "Careers, like rockets, don't always take off on schedule. The key is to keep working the engines." - Gary Sinese If you pay close attention to the words and inferences of some who use freelance writers you will see that freelancers must be superhuman. The Top Ten Signs you Have Found a Perfect Freelance Writer 1) They are never too busy to work on my project. 2) They are always efficient enough to have the project completed yesterday. 3) They are willing to write for a fee less than the poverty level. 4) They are willing to provide unlimited rewrites. 5) They always know exactly the style of writing I need. 6) They do not have a personal life. 7) They are knowledgeable about every subject known to man. 8) They never get sick. 9) They never expect prompt payment. 10) They like it when I'm snippy. As a freelance writer you may be finding some truth to this list, but the burden of proof is on your shoulders as a freelan...

🎁 The importance of credit rating today SECURED CREDIT CARDS-Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured  credit  card or prepaid credit card are people with poor  credit  or unemployed. The importance of credit rating today Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid card. With secured credit card, your credit line could be from 50% to 100% of your deposit depending on the institution giving you the secured credit. Therefore the company giving you the secured credit card has zero risk. Secured credit card can be very beneficial because it gives you an opportunity to rebuild your cred...

🎁 The High Price of Migraines Migraines are expensive. Recent studies show that the chronic, debilitating headaches have a high cost not just for the sufferer, but for their family, and, surprisingly, their employer as well. Migraineurs (people who suffer from migraine headaches) pay an enormous quality of life cost. Their wallets suffer as well. Health care costs for families with a migraine sufferer are, on average, seventy percent higher than those of families without a migraineur. Migraine sufferers also pay for their pain in lost income. Sometime this is due to unpaid time away from work. Sadly, at other times it is because raises and promotions are not made available to them because they are deemed unreliable due to their condition. The costs to employers are high, too. In the United States, it is estimated that  migraines  cost employers over twenty-four billion dollars each year. Half of that amount is indirect costs, things like absenteeism, short-term di...

🎁 The Ghost Of Fear To understand the ghost of fear, let me tell you a short parable: Once upon a time, Jake and Fear were friends.  Fear  was Jake’s constant companion, and  Fear  helped him a lot. Fear saved him from lots of troubles and dangers, and helped him choose right paths and ways in his life. Whenever Jake would carelessly go with the wrong company of “friends” or make a very careless decision, Fear would butt in and remind him of his father’s counsels and admonitions. When walking right in danger’s path, Fear would whisper a word of warning to dissuade him from proceeding. Fear would also tell him the proper behavior when Jake was in front of the elderly and other people in authority. Fear would give him the ability to do and say only the respectful and kind words to people. Fear would also tell him to be polite and hum...

🎁 The Cutbacks in How to Save Money Cut back on groceries and gas expense to save money Groceries: If our body did not require food, we would have more money. However, our body needs nutrition so we must learn how to save money. Groceries are very expensive these days and prices are going up every day. All these high-rising expenses are because of changes in our economy. We can save money by making changes in how we buy and eat. It takes a few changes but we can learn how to save money by changing our grocery spending habits and taste buds. You can save coupons to save money, check out the Internet to find free coupons. The coupons that come in newspapers and magazines are free so take advantage to save money. It only takes minutes to cut or print them. You will find there are many coupons that offer you various saving options. Watch for different ways; some will of...

🎁 The best way to treat retirement migraines Migraines can be more than just a pain in the head. Basilar migraines, once known as basilar artery migraines or BAMs, are an extraordinarily rare but potentially life-threatening variant of the classic migraine with aura. Basilar migraine symptoms are caused by constriction of the basilar artery, which supplies blood to the brain stem. BAMs were originally thought to affect only young women and adolescent girls, but research shows that while they are primarily a problem for these groups they can occur in people of all ages and genders. During the aura phase, basilar migraine symptoms may include loss of balance, double vision or partial vision loss, lack of coordination, numbness on one or both sides of the body, weakness, dizziness or confusion and severe vomiting. The best way to treat retirement migraines The symptoms typically last an hour or less and disappear when the headache begins, but may last as long as day...

🎁 The best way to save a credit card Credit card fraud is one of the most common ways to steal from another person. You should be always aware of this crime in order for you to avoid it. Committing  credit card  fraud is very common because it is very easy to do and can be very hard to trace. The reason why credit card fraud is so easy to do is simply because almost everyone has a  credit card  and more than half of all the credit card holders use them everyday. By just letting someone know about your credit card information, you will be vulnerable to this particular crime. You have to consider that there are a lot of ways that someone can gain access to your credit card information and eventually use it to steal from you. If you use your credit card on a daily basis or on a regular basis, you will be more vulnerable to this crime because you will always be giving out yo...